Yes
Yes
Yes
Maybe
No
Central Bank
Private Bank
E-money Institute
Private Company
No Central Issuer
Central Bank/State
Central Bank Reserves/Regulation
Bank Deposits
Bank Deposits/EU Regulations
No Security
Citizens & Companies
Citizens & Companies
Citizens & Companies
Citizens & Companies
Citizens & Companies
–
Centralized Database
Centralized Database
Decentralized
Decentralized
Yes
Yes
Central Bank
Central Bank
Central Bank/State
Central Bank/State
Citizens & Companies
Financial Actors
Centralized/Decentralized Database
Decentralized Database
The digital revolution offers a chance to increase access for all, without making compliance over-burdening.
Every user will have the opportunity to make more effective & impactful financial decisions in their daily lives.
The Metaverse will undoubtedly be the source of the next revolutionary disruption.
The ease with which people can access and use the type of financial service.
Operates via local/regional/national branches and depends on intermediaries to provide services.
Supports global reach and minimal or no intermediaries’ requirements to provide 24/7 services.
Supports global reach and minimal or no intermediaries’ requirements to provide 24/7 services.
The degree to which the offered service is impacted by regulatory requirements and the extent to which it operates within the regulatory perimeter.
High compliance expectations including licensing requirements from primary regulatory agencies.
Must acquire licences like BitLicense, Virtual Money Transmitter License, etc and more regulated than DeFi.
DeFi entities have less regulations currently but face the highest regulatory uncertainty.
The extent to which tangible and non-tangible assets can be converted to blockchain tokens.
Tokenization is limited to securities only.
Highly prevalent and is seen in forms like utility tokens, governance tokens, stablecoins, NFTs, etc.
Highly prevalent and is seen in forms like utility tokens, governance tokens, stablecoins, NFTs, etc.
The ability to demonstrate sufficient liquidity with a robust pricing mechanism, liquidity forecasting, and contingency funding plan.
Most of the financial markets (i.e. stock, bond, and currency markets) see high liquidity.
Exchanges for cryptocurrencies are liquid, even though not as liquid as traditional financial markets.
Due to its emerging nature as well as limited industry-adopted and time-tested mechanisms, DeFi applications often have a lesser ability to reliably demonstrate sufficient liquidity.
The strenght of governance structures including presence of board, committees, and defined protocols for intercompany services and operations.
Well-defined traditional governance structures are seen with board, mamgement, and staff along with intermediaries.
Majority decision-making rests with stakeholders.
Governance may excist in the form of tokens that enable decision-making through voting rights; however, it is largely decentralized with arisk of asymmetrical concentration.
The extent to availability and symmetry of information available in the type of financial service.
Periodic financial information is publicly available.
CeFi has an opaque system where a centralized entity keeps most of the information with minimal publicly available information.
All transactional data is publicly available making DeFi highly transparant.
The use of smart contracts in provding services to customers.
Periodic financial information is publicly available.
Utilize smart contracts to a limited extent in certain areas.
Extensive use of smart contracts, the coding of which controls how the DeFi application works.
Mobility allows you and staff to break free from the confines of a traditional counter terminal.
Restaurant & Menu Cards
Professional Groups & Sectors
Social Commerce
Top Up, Billing & Invoices
Tickets
Hotel, Grand Café, Bistro, Restaurant, Pub, Food Truck, Host, Barkeeper, Room Service, Food Delivery
Bungalow Park, Camping, Congress, Car Rental, Boat Rental, Stewardess, Tour Guide, Desk Clerk, Hostess
Beautician, Hairdresser, Gym, Physiotherapy, Pedicure, Manicure, Spa, Wellness, Dentist, Plastic Surgery
As a retailer, retailers and web shops have more opportunities, sales, turnover and customer loyalty due to the wide reach of their own app
Artists, DJ, Festivals, Events, Theater, Cinema, Studio, Operator, Sound & Vision, Games, Escape Rooms, Interactive Software
Self-employed, Freelancer, Sole Proprietorship, Ltd, VOF, BV, CV, Partnership, Sales, Installation, Maintenance, Repair, Advisors, Lawyer
» Promote interoperability to create an open, inclusive, and competitive marketplace
» Be an enabler with minimal public digital infrastructure
» Be scale efficient and build for population-scale adoption
» Omnichannel, Multichannel & Crosschannel interoperability
» Make digital commerce, small-business friendly and broad-based innovation
» Pave the way to unlock innovation for reimagining digital commerce
» Ensure rapid digitalization of small-business owners and consumers
» Eliminate the need for a central intermediairy in the Metaverse (AI, VR, AR, MR
» Zero debts and no more lending for a healthy financial system (DeFi).
» Explore for More!
Digital currencies & fast payments will enhance efficiency and financial inclusion, while buttressing data privacy with digital version of sovereign currrency as foundation, while safeguarding stability & security of the future monetary system.
Privatly-owned, Europe based company specialized in developing Centralized (CeFi), Decentralized (DeFi), Web3 & IPFS payment solutions for all business, products & servces. Dedicated to innovating and providing the most cutting-edge technology for a seamless ecosystem to accept digital payments worldwide.
CoC-nr.: 57641218 | VAT-ID: NL0013964B52